Buying a home is one of the biggest decisions you’ll ever make — and it can sometimes feel overwhelming. From finding the right property to securing the right finance, the process can seem daunting.

That’s where Pendant Financial Services comes in. Whether you’re a first-time buyer, moving home, or looking to remortgage, we’ll take the time to understand your circumstances and guide you towards the mortgage that’s right for you.

With our in-depth product knowledge and strong relationships with a wide range of lenders, we can often access competitive rates and exclusive products that aren’t always available directly on the high street.



Our aim is simple: to take the stress out of mortgages, give you clear advice you can trust, and help you secure the best possible deal for your future.

Purchases

Whether you’re upsizing, downsizing, or finding your forever home, we’ll help you secure the right mortgage to make your move possible.

First-Time Buyers

Buying your first home can feel overwhelming — we’ll guide you step by step and make the process as simple and stress-free as possible.

Re-Mortgaging

From better rates to raising funds for home improvements, we’ll review your options and help you switch with confidence.

Commercial Mortgages

If you’re buying or refinancing business premises, we can connect you with lenders who understand commercial needs.

Buy to Let & Let to Buy

Whether you’re starting or growing your property portfolio, or looking to rent out your current home, we’ll find solutions tailored to you.

Advances on Unencumbered Properties

If you own a property outright, we can help you release funds by arranging a mortgage against it.

Commercial Mortgages are referred to a third party. Neither Pendant Financial Services nor PRIMIS are responsible for the service received. We will consider the following when making our recommendation:

 •    Fixed Rate Mortgages
 •    Tracker Mortgages
 •    Capped Mortgages
 •    Discounted Mortgages
 •    Flexible Mortgages
 •    Offset Mortgages
 •    Standard Variable Rate Mortgages
 •    Interest Only Mortgages
 •    Capital Repayment Mortgages