The people behind a business are its greatest asset. If a key person were to suffer a serious illness or pass away, the financial and operational impact could be significant — both for the business itself and for their family at home. That’s why protecting these individuals is so important.



At Pendant Financial Services, we can introduce you to trusted specialists who provide Business Protection services tailored to your needs.


Business Protection services are referred to a third party. Neither Pendant Financial Services nor PRIMIS are responsible for the service received.

A Relevant Life Policy is a tax-efficient alternative to a “death in service” benefit that allows you to pay your key employees' family a cash lump sum if they die while employed by your company.


You can save nearly 50% in tax compared to an ordinary life policy while also giving your employees a comprehensive benefits package through access to our exclusive discounts and rewards partners.

Key Person cover helps protect a business if an important employee dies. The money from the policy is paid directly to the company or partners, helping them to protect their profits or clear business debt to continue trading as normally as possible.

Partnership Protection guards your clients’ businesses against losing control of the partnership in the event of a partner being diagnosed with a critical illness, terminal illness or if they die. A life or critical illness policy will provide funds to buy the interest in the partnership from the affected partner or their estate.

Shareholder Protection is a type of business protection insurance that provides shareholders with the necessary funds to buy shares from each other if one of them was to die or was unable to work due to a serious illness or accident.